I received a call last week collecting on a Pay Day loan. I feel I do not owe the amount. $625.99 settlement. Date of loan 5-9-13. I did not take out a loan at that time. I requested this in writing. They refused and E mailed it instead. They said that most people pay by pre paid visa or master card. I said I am not giving out any information. I sent no money. I wanted to report the call. I saved the E mail.